When taxpayers file both Federal and state tax returns, and use the Refund Transfer to pay for tax preparation, a fee is charged to process each tax refund that is received by Santa Barbara TPG.

The 1st Refund Transfer fee is charged for the first tax refund received. That refund may be a state refund or Federal refund. A 2nd Refund Transfer fee is charged for the second refund received, and so on.