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How does it work if I get Fast Cash Advance on a Walmart MoneyCard?


The advance will be loaded onto your card upon advance approval. You'll receive the remaining refund amount on the same card, so there’s no need to return to your tax professional’s office to pick up a check.

Because the card is offered in your tax professional’s office your name will not be printed on the card, but a personalized card will be mailed to you if you qualify.

If you filed a joint return a personalized card will be printed in the name of the primary taxpayer and mailed to your residence if you qualify for a personalized card. The secondary taxpayer can request a second personalized card through the Walmart MoneyCard website once the initial card has been received.*


Benefits of the Walmart MoneyCard

Load your tax refund directly onto a Walmart MoneyCard and instantly enjoy shopping online or in-store everywhere Debit MasterCard® are accepted in the US. Conveniently send or receive money anywhere in the nation or pay bills without leaving home.


*A second card fee may apply.

Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts from $250–$6,000 and are offered both pre–IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. Pre-acknowledgment loans of $3,000 or less currently have an Annual Percentage Rate (APR) of 16%, and such loans of greater than $3,000 have an APR of 45%. Post-acknowledgment loans of $250–$500 currently have an APR of 0%, and such loans of $501–$3,000 have an APR of 16%, and such loans above $3,000 have an APR of 45%. For example, for a post-acknowledgment loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,026.30 including principal and interest. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice.


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